For Merchants

Capital built for merchants who sell online.

Get funding based on your actual sales history. Repay automatically from revenue — no fixed monthly payments, no hidden fees.

  • Same-day fundingApproved offers funded within 24 hours of acceptance.
  • Revenue-based repaymentPay more when sales are strong, less during slow periods.
  • No hidden feesOne simple factor rate. Know exactly what you'll pay back.
  • $25K – $1M availableRight-sized capital for inventory, marketing, or growth.
$500M+
Deployed
2,000+
Merchants funded
24 hrs
Avg. funding time

Check your offer — it's free

No hard credit pull. Takes 2 minutes.

Step 1 of 50% complete

How much funding are you looking for?

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Funding Amount
$
$25,000$1,000,000

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The Problem

Traditional business loans weren't built for online sellers.

Banks want two years of tax returns, perfect credit, and weeks of paperwork. Meanwhile, you have inventory to buy, ads to run, and a business to grow — right now.

Your sales data tells the real story. RiseFi uses your actual revenue and performance to create offers that make sense for your business — not a credit score from five years ago.

Simple, fast, and transparent. Apply in minutes, get a decision the same day, and know exactly what you'll pay back before you accept.

Capital Infrastructure Illustration
Why RiseFi

Capital designed around
how you actually sell.

Capital Container Illustration

No fixed monthly payments

Repayment is tied to your revenue. When sales dip, so do your payments — so you're never stretched thin.

Get funded in as little as 24 hours

Once approved, capital hits your account fast. No weeks of back-and-forth with a loan officer.

Grow on your terms

Use the capital however your business needs it — inventory, marketing, hiring, or bridging cash flow gaps.

How Repayment Works

Repayment that moves with your revenue.

A small, fixed percentage of your daily sales goes toward repayment — automatically. You never have to write a check or worry about a due date.

Strong sales month?→ You pay it down faster.
Slow week?→ Payments shrink automatically.
No penalties.Ever. Your business comes first.

This means you stay cash-flow positive and can keep investing in growth instead of stressing about fixed loan payments.

Sales Based Repayment Visualization
Repayment Transparency Dashboard
Full Transparency

No surprises. No hidden fees. Ever.

Before you accept any offer, you'll see exactly what it costs and exactly what you'll pay back. One flat fee. No origination charges, no prepayment penalties, no fine print.

You always know:

Your exact repayment total — before you accept
One simple factor rate, no compounding interest
How daily deductions work and when they adjust
How It Works

From application to funded in three steps.

No bank visits. No lengthy paperwork. Just a fast, straightforward path to growth capital.

STEP 1

Apply in minutes

Answer a few questions about your business. No lengthy paperwork, no tax returns, no collateral required.

STEP 2

Get your offer

We review your sales data and present a personalized offer within one business day. You'll see the exact amount, fee, and repayment terms upfront.

STEP 3

Accept and get funded

Accept the offer that works for you and receive capital as soon as the same day. Repayment starts automatically from your sales.

Most merchants are approved and funded within 24 hours of accepting their offer.

Apply in minutes
Ready to Grow?

See how much capital you qualify for — in minutes.

No hard credit pull. No commitment. Fill out the form above and our team will get back to you within one business day with a personalized offer.

Questions? Talk to our team